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Windmill Center, 1259 N. Rainbow Dr., Ste. 300, Derby, Kansas 67037

NEWSLETTER                                                                                                                                                                                                                                                                                      SEPTEMBER 2015


  1.  IT’S TOO LATE: It is never too late to plane even after a loved one has been admitted to a nursing home.
  2. APPLYING TOO EARLY: You have to be careful for in doing so you could unknowingly cause a longer period of ineligibility.
  3. APPLYING TOO LATE: Again, you have to be careful for in doing so you could cause a long period of ineligibility resulting in additional nursing home costs that can reach thousands of dollars.
  4. NOT GETTING HELP: Please don’t do it yourself. You are probably going to get one chance to be eligible for Medicaid. Thousands of dollars are at stake if not done correctly. Not only can the applicant be adversely affected but a spouse as well.

              protections available such as purchasing a qualified immediate annuity,
              petitioning for an increase in the community spouse resource allowance,
              investing in exempt assets, and keeping the maximum amount of assets
              allowed by law.

  1. NOT BEING AWARE OF THE AVAILABLE SAFE HARBORS: Congress has created safe harbors to take advantage of. Certain transfers of property are allowed by law without jeopardizing one’s eligibility for Medicaid. For example, such transfers could be made to disabled children, caretaker children, and certain siblings.

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